Make a Meaningful Gift with Your IRA
Make a Meaningful Gift with Your IRA
Learn more about giving to the Food Bank with your IRA.
The Los Angeles Regional Food Bank is committed to ending hunger in Los Angeles County and ensuring your generosity is as effective—and tax-savvy—as possible. With 96% of all proceeds going directly to programs, giving to the Food Bank is one of the most effective ways to make a positive difference in your community.
IRA Charitable Gifts
If you’re 70½ or older, you can contribute up to $108,000 directly from your IRA to a qualified charity—like the Food Bank—without paying income tax. Known as the Qualified Charitable Distribution (QCD) or IRA charitable rollover, this gift:
- Satisfies some or all of your Required Minimum Distribution (RMD).
- Reduces adjusted gross income (AGI), potentially lowering Medicare premiums or taxable Social Security income.
- Does not count as taxable income, yet still supports our mission today.
Why IRA Giving Is a Good Idea
- Tax flexibility: QCDs don’t require itemizing to reap tax advantages
- High value today: $108,000 per person in 2025
- Immediate impact: Your gift goes straight to feeding our neighbors
Your Next Steps
- Use your QCD before year-end to maximize tax efficiency while supporting Food Bank programs.
- Explore other means like:
- Recommending a grant from your donor-advised fund (DAF)
- Consider giving appreciated securities, which provide double tax benefits.
- Consider how a QCD can now amplify your impact.
The IRA charitable rollover continues to offer a powerful way to support our neighbors at a time when tax-smart giving matters more than ever. Thank you for considering a gift that not only feeds but also empowers. Contact our Planned Giving Director, Debra Beadle, for more information.
The Los Angeles Regional Food Bank does not provide financial, legal, or tax advice. Please consult your professional advisor to determine how a gift may impact your individual situation.
More Stories from the LA Regional Food Bank
How This Free Food Distribution in Long Beach is Helping Feed Mario’s Family
Mario goes to Adventures to Dreams in Long Beach every third Friday to receive essential food items that help put food on his family’s table.
AB 660 Is Now In Effect: How California’s New Law Is Reducing Food Waste
Standardized “Best if Used by” and “Use by” labels are now required on packaged food. Learn what it means for you and for the fight against hunger.
A Winning Partnership: How the Los Angeles Dodgers Foundation Helps the LA Regional Food Bank Fight Hunger
The Los Angeles Dodgers Foundation and the Food Bank have partnered for over a decade, donating millions and volunteering to fight hunger across LA County.
Meet Maria: The Food Bank Volunteer Lifting Up Her Community With a Smile
From receiving groceries with her mom to greeting neighbors at registration, Maria shows what community-powered hunger relief looks like.